Your team’s wellness is a business benefit — treat it like one.
Small business memberships at our studio may be eligible for tax-advantaged health benefits. Here’s what your business needs to know.
How your business can benefit
Tax-free reimbursement
Employees can use QSEHRA funds toward qualifying wellness expenses, including medically recommended memberships.
Reduced health risk
Regular sauna and cold plunge sessions are linked to lower blood pressure, reduced inflammation, and improved recovery.
A perk your team will use
Unlike gym equipment that collects dust, contrast therapy is a ritual people actually look forward to.
Insurance ROI over time
Documented wellness participation can support rate negotiations with insurers at renewal — we can help you track it.
What is a QSEHRA?
Qualified Small Employer Health Reimbursement Arrangement
Your tool for improving benefits at a lower cost
A Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) is an IRS-approved way for small businesses with fewer than 50 employees to reimburse staff for out-of-pocket health expenses — completely tax-free for both the employer and employee. Instead of offering a traditional group health plan (which can be expensive and complex), you set a monthly reimbursement allowance. Employees pay for qualifying expenses, submit proof, and get reimbursed. You take the deduction; they pay no income tax on it.
2025 contribution limits: Up to $6,150/year for a single employee (~$512/month), or up to $12,450/year for employees with a family (~$1,037/month).
How to qualify
Can a sauna membership qualify?
Yes — with one important nuance. Under IRS Publication 502, wellness and fitness expenses qualify for reimbursement when they are recommended by a physician to treat a specific diagnosed condition, such as high blood pressure, chronic pain, cardiovascular disease, or obesity. Many of our members already use sauna and cold therapy as part of a care plan. If your employee has a qualifying condition, their doctor can provide a simple letter of medical necessity — and their membership becomes a reimbursable health expense.
Not every employee will qualify under QSEHRA – but many will. For employees who don’t have a qualifying condition, some employers pair their QSEHRA with a separate taxable wellness stipend that covers memberships for everyone.
Common Questions
No — QSEHRA was specifically designed for businesses that don’t offer a group plan. It’s a standalone benefit you can set up and fund independently.
No — QSEHRA was specifically designed for businesses that don’t offer a group plan. It’s a standalone benefit you can set up and fund independently.
Over time, yes. Insurers factor in employee health risk when setting group rates. We can help you track participation and wellness outcomes so you have documented data when renewal comes around.
We offer flexible group memberships starting at 5 employees. Your team gets access to all our services and a dedicated point of contact for your account. Reach out and we’ll build something that fits your team’s size and schedule.
LET’S GO
Ready to bring this to your team?
We’ll walk you through the corporate membership options and help you figure out what benefit structure makes sense for your business.
